1. Insurance adjusters examine insurance claims and decide the sum of loss or damages covered by insurance policies. They are in a job in claims departments of insurance companies or as free adjusters.
2. Insurance claims examiners look at claims explore by insurance adjusters and approve payments. They are working at head offices or branches of insurance companies.
Example Titles of 1233 Insurance Adjusters and Claims Examiners:
o Disaster relief claims adjuster – insurance
o Field adjuster – insurance
o Fire insurance adjuster
o Freight adjuster – insurance
o Adjuster – insurance
o Adjuster trainee – insurance
o Automobile claims technical adjuster
o Casualty insurance adjuster
o Claims adjuster – insurance
o Claims approver – insurance
o Claims consultant
o Claims examiner – insurance
o Claims investigator
o Claims investigator – insurance
o Claims representative
o Claims representative – insurance
o Production examiner
o Property adjuster – insurance
o Public adjuster – insurance
o Railroad claims adjuster – insurance
o Disability claims examiner – insurance
o Group life claims examiner – insurance
o Health and dental claims examiner – insurance
o Insurance adjuster
o Insurance inspector
o Liability adjuster – insurance
o Loss examiner – insurance
o Marine claims adjuster – insurance
o Marine insurance adjuster
o Medical claims assessor – insurance
o Motor vehicle claims adjuster – insurance
o Settlement management associate
o Workers' compensation adjuster – insurance
o Settlement specialist
o Staff adjuster – insurance
o Telephone adjuster – insurance
o Trainee adjuster – insurance
Main duties of 1233 Insurance Adjusters and Claims Examiners:
1. Insurance adjusters carry out several or all of the following duties:
•Look into circumstances surrounding insurance claims to determine strength of claim.
•Examine automobile, home or other property damage.
•Take statements and discuss with claimants, mishap witnesses, doctors and other applicable individuals and examine records or reports.
•Conclude amount of loss or damages covered by insurance policies.
•Talk settlement of claims.
•Organize adjustment reports.
2. Insurance claims examiners do a few or all of the following duties:
•Evaluate, examine, calculate and approve insurance claims investigated by insurance adjusters.
•Examine adjusters' reports and alike insurance claims or precedents to determine degree of insurance coverage.
•Ensure claims are legitimate and settlements are made in line with company practices and procedures.
•Discuss with lawyers, doctors or other related individuals to talk about insurance claims.
•Approve auto, fire, life, disability, dental or other insurance claims.
Employment requirements for 1233 Insurance Adjusters and Claims Examiners:
•Completion of secondary school is required.
•A bachelor's degree, college diploma or some post-secondary education
More than a few years of experience as a clerk in the claims department or other common insurance experience are required.
•More than a few years of on-the-job training and conclusion of insurance industry courses and training programs are requisite.
•Independent adjusters need a provincial license issued by the Superintendent of Insurance in the province or territory of service.
Additional information about 1233 Insurance Adjusters and Claims Examiners:
•Achievement of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance adjusters and claims examiners to specialized recognition as a Chartered Insurance Professional (CIP), and with additional university courses, as a Fellow Chartered Insurance Professional (FCIP).